January 2025

Leaf dropping could be due to genetics

Dear Neil, these golden rain trees (see photo) are in Laredo. Why would one have dropped its leaves normally while the other is still holding most of its foliage? This is probably just a genetic variation between two individuals.
Leaf dropping could be due to genetics

Planning For Retirement

It is a much talked about subject today and many people are very concerned if they will be able to retire and what kind of retirement they will have. One question is will they have enough money to retire, and another is where they will retire and what kind of home will they live in.